• Facebook
  • Instagram

Call or Text! 619-567-7227

Beach Break Insurance Agency
  • Home
  • Insurance Options +
    • Vehicle Insurance >
      • Auto Insurance
      • Boat Insurance
      • Motorcycle & Scooter Insurance
      • RV Insurance
      • Yacht Insurance
    • Property Insurance >
      • Home Insurance
      • Renters Insurance
      • Condo Insurance
      • Landlord Insurance
      • Manufactured Home Insurance
      • Short Term Vacation Rental Insurance (VRBO, AirBnB)
      • Personal Umbrella Insurance
      • Flood Insurance
      • Difference In Conditions
      • California FAIR Plan
    • Business Insurance >
      • Business Owners Insurance (BOP)
      • Commercial Auto Insurance
      • Commercial Property Insurance
      • General Liability Insurance
      • Commercial Umbrella Insurance
      • Professional Liability Insurance
      • Contractor Insurance
      • Workers Compensation
      • Restaurant Insurance
    • Life & Health
      • Health Insurance
      • Life Insurance
      • Pet Health Insurance
  • Contact Us
  • About
    • Meet The Team
    • Blog
    • Accessibility & Compliance Statement
  • Client Portal
  • Start Your Quote
  • Search
  • Menu

Short Term Vacation Rental Insurance (VRBO, AirBnB)

You are here: Home / Short Term Vacation Rental Insurance (VRBO, AirBnB)

Short Term Vacation Rental Insurance Policies in California

VRBO Insurance California

More and more people are taking advantage of the extra income they can make by doing an AirBnB, VRBO or other rental out of their homes. This is a great way to save money for college, pay off your mortgage, pay for a remodel or just make extra money for your savings. But, before you commit and jump into it, consider the risks associated with being a landlord.

Short-term vacation rental properties such as AirBnB, VRBO, HomeAway and others require special insurance. Regardless of whether it is just a room in your house, a trailer or even a separate house, be sure you match your insurance policy to the risk you’re taking on. Believe it or not, you’re a landlord!

What Does Landlord Protection Insurance Include?

As a short-term vacation rental owner, it is possible that your tenants will have access to additional items or toys such as kayaks, hot tubs, bikes etc.

Doesn’t AirBnb or VRBO Provide Insurance?

Yes, they do provide liability and property damage protection for third-party claims when they are booked through the AirBnB website. However, you are only protected up to their liability limits. Like many types of insurance policies, there can be gaps that are created.

Example 1: You become chummy with a previous house guest that booked through AirBnB. You exchange numbers, and they text you to book a stay instead of booking through the AirBnB website. During the stay, they’re injured. Because they didn’t book through the website, you’re on the hook for the liability.

Example 2: You use Craigslist to get renters into your short-term rental because there is a big local music festival, and it will be easy to rent it out for more money during this time. The renter trashes your property and because of repairs, you can’t rent out the property for months. You lose out on income.

Example 3: An excessively bad bodily injury occurs on your property. The medical bills exceed what the short term vacation rental company provides in insurance coverage. You are stuck with the remaining balance of the medical bills.

It’s common to want to make some extra cash from your short-term vacation rental, but we want it to be a safe endeavor for you. By calling an agent in our office, we can help you eliminate the gaps that exist with insurance that may be provided and get you a policy that is the perfect match for you and your family.

Get a Quote

Beach Break Insurance Agency represents the top-rated insurance companies in California. We will compare pricing and coverage options finding you the best policy for your needs. Call us at: 619-567-7227 or click the button below to send us a message for your quote.

Get a Quote

Start An Insurance Quote

Contact Us

Beach Break Insurance Agency
1455 Frazee Rd, Suite 500
San Diego, CA 92108
Get directions
619-567-7227
info@beachbreakinsurance.com
Mo,Tu,We,Th,Fr,Sa 8:00 am – 6:00 pm

 Travel Medical Insurance

Contact Us

Beach Break Insurance Agency
1455 Frazee Rd, Suite 500
San Diego, CA 92108
Get directions
619-567-7227
info@beachbreakinsurance.com
Mo,Tu,We,Th,Fr,Sa 8:00 am – 6:00 pm

Follow Us on Facebook

Privacy Policy

Our Recent Blog Posts

  • Commercial Auto Quotes San Diego, CAThings You Should Know About a Commercial Auto Insurance PolicyJanuary 1, 2021 - 5:29 am
  • boat insurance san diegoDo I Need To Maintain Insurance On My Boat, Motorcycle Or RV During Winter?December 28, 2020 - 5:38 am

Love Our Service? Leave Us A Review!

 

© Copyright - Beach Break Insurance Agency
Website Design by Tosten Marketing
Scroll to top