Motorcycle Insurance in California

Have a passion for motorcycles? Insuring your bike with Beach Break Insurance Agency can save up to 15 percent on your auto insurance. At Beach Break Insurance Agency we make it easy by working with the best motorcycle insurance carriers in the country, like Progressive Insurance, the top carrier when it comes to motorcycle insurance. You can ride easy knowing your motorcycle insurance policy has you covered.

(Need auto insurance? We provide that too!)

Get a Customized Motorcycle Insurance Policy

At Beach Break Insurance Agency we will build a customized policy specific to your needs. Our program can include full replacement cost, accessory coverage, comprehensive and collision coverage, bodily injury and property damage liability, medical payments, roadside assistance and more. Give us call today and we would be happy to discuss your options!

Coverage for Different Types of Bikes

Looking for a specific type of motorcycle insurance? Beach Break Insurance Agency has many options for your insurance needs. Whether you need coverage like motocross insurance, dirt bike insurance, scooter insurance, classic motorcycle insurance or insurance for trikes, we have an option for you. Give us a call and let us show you why so many in people in California insure their motorcycles with us.

MOTORCYCLISTS: BE PREPARED AND PROTECTED

Summer is around the corner and thoughts of riding around town on a motorcycle may have crossed your mind.

Whether you just bought a motorcycle or are a veteran rider, you might have a few questions about protecting your bike. What’s Liability insurance? Do I need Comprehensive insurance? How can I make sure my custom chrome is covered?

Here are some tips that can help you navigate your motorcycle insurance policy and feel confident you’ve made the decision that’s right for you.

PICK THE RIGHT INSURANCE

First, determine how much insurance you’re required to have. Most states require liability insurance, which covers you if you cause an accident injuring another person or damaging someone’s property.

Once you choose liability limits, you may want to add insurance protecting your bike. Collision covers damages from accidents while Comprehensive covers damages caused by incidents like fire or theft. If you buy Collision or Comprehensive, you’ll need to select a deductible, the amount you’ll have to pay out-of-pocket if you have a claim. Be sure to pick an amount you can afford.

INSURE CUSTOM PARTS

If you’ve added some serious chrome to your bike, gotten a custom paint job, or installed a GPS, consider additional accessory coverage. For example, some carriers include $3,000 in accessory coverage when you purchase Comprehensive or Collision coverage. You also can buy more coverage up to $30,000.

ROADSIDE ASSISTANCE

If you like taking long rides into the country and are worried about breaking down in the middle of nowhere, consider Roadside Assistance.

Some carriers offer coverage that will pay up to $500 for lodging, transportation and food if your bike has a mechanical breakdown more than 100 miles from home. Most customers can add both coverages to their policy for just $15 a year.