MANUFACTURED HOME INSURANCE IN CALIFORNIA

Houses and condos are not the only housing structures that have unique insurance needs. Owners of mobile homes (manufactured homes) face insurance claims unique to them. A traditional homeowner’s insurance policy may not fully cover the potential damages mobile home owners’ face; that is why we recommend a Mobile Home Insurance policy for anyone owning a mobile or manufactured home.

Mobile home insurance not only covers your mobile home and your personal property, the policy can also cover detached structures like garages or sheds and attached structures like porches. A mobile home insurance policy, like a homeowner’s insurance policy, may also offer coverage for liability, should someone be injured in your home or on your property.

A Mobile Home Insurance Policy can include:

• Comprehensive: Providing protection against covered loss such as fire, wind, theft or other covered events.
• Replacement costs or Agreed Loss Coverage: Replacing your home less any deductibles.
• Reimbursements for accommodations resulting from a covered event while your home is being repaired.

There are many additional coverage options that can be added to a Mobile Home Insurance policy:

• If your mobile home is moved from one location to another, Trip Coverage ensures that your home is covered during transit
• Flood insurance
• Earthquake insurance
• Water, sewer and back up coverage for events not covered by traditional Flood insurance
• And more!